About

Our mission is to provide long term funding alternatives for farmers, ranchers and landlords. Mac America utilizes multiple funding options including Farmer Mac, FSA, Private funding sources and insurance pools as vehicles to provide our customers Ag real estate funding with competitive long term rates fixed for up to 30 years.  Mac America will assist our farmers with their crop insurance choices. Mac America offers MPCI, Crop Hail and other private insurance products.


Mac America specializes in Long Term Ag Financing. While commercial banks offer 5-year terms and 15 or 20-year amortization, Mac America offers financing options which includes rate and terms up to a full 30 years.


Features
  1. Ag Real Estate Financing
  2. 30 Year Fixed Rates
  3. Excellent Rates
  4. Purchases
  5. Refinance
  6. Operating Loans
  7. MPCI
  8. Hail Insurance
Benefits

  1. Reduce Payments
  2. Improve Working Capital
  3. Better Alternatives than Banks or Farm Credit System
  4. Term Loans, not Demand loans offered by commercial banks
  5. FSA Guaranteed Loans
  6. Mac America will complete operating loans and work with operating lenders to refinance your entire operation.
  7. We are your Real Estate Lender
  8. Peace of mind knowing your crop is protected

Can We Help

What sets Mac America apart


Our approach to lending sets us apart from the banking industry. We specialize in long term Ag Real Estate Lending. It is what we do!!! Banks are not the bad guy, Mac America is simply better suited for a certain niche. Real Estate Lending is where we shine. Our farmer friendly rates and terms keep farmers referring farmers to Mac America.

1. Is your cash flow tight?

If you could lower your payments by 20% to 50%, would it make your life easier?  Mac America can greatly reduce your loan payments, creating cash flow for your operation, improving your debt service and enhancing your working capital.

2. Can rates ever go up?

What would happen if your rates increased 2%, 3% or more?  Have you considered the peace of mind knowing that your rates are locked for 15, 20 and up to 30 years?  You owe it to yourself to understand how this protects your family’s financial position.

3.  Has your banker talked to you about working capital?  

Working capital will from time to time become strained.  Mac America can help you correct this important balance sheet component and allow you to finish the current crop year and go into next season in a strong working capital position.

4. Will Mac America refinance our debt and help restructure our balance sheet?

This is the most common type of help we provide.  The past couple of years have consumed working capital from most farm balance sheets and Mac America is there to offer a little help all good farmers.

5. Do we need to leave our current operating lender?  

No, Mac America can complete your real estate transactions and work with any operating lender.  If you wish to change operating lenders we will work with your new lender.

6. Can Mac America handle livestock facility loans?

Yes if it is tied to real estate, Mac America is your lender of choice.  Mac America can handle all types of livestock facilities.

7. Do you need a guaranteed loan?  

If yes, we can help: Mac America has developed relationships that provide access to government guaranteed funds. These guaranteed loans provide the long term advantage that Mac America offers our customers. 

8. Is the risk of losing your crop keeping you up at night?  

The right insurance can let you sleep without worry.  Mac America will craft a crop insurance plan designed to keep you from worrying about the next storm clouds.


Application

It is easy to apply!


To apply for our AgExpress loan simply click on the application tab and provide the requested information.  Complete the application to the best of ability and return it to us.


Contact Us

Contacting Mac America is as easy as 1-2-3


1.  Contact us by completing the AgExpress application if you wish to apply.  An experienced loan profession will respond within 24 hours by email or phone.

2. Drop us an email at Loans@AglandFinance.com.  We will promptly respond to any question or follow up with a phone call if that is the preferred method of contact.

3.  Reach us by phone at 402-606-1142.